Card Directory · हिन्दी
Every credit card, in one place
Browse all 130 credit cards we track in India, grouped by issuer.
21 issuers and counting
All Cards130
Lifetime Free26
Lounge Access96
Zero Forex11
FD Backed6
Recently Added4
HDFC Bank Freedom Credit CardSwiggy, BigBasket, OYO, Uber and BookMyShow users who want a low-fee entry HDFC card and will spend ₹50,000 a year to waive the renewal feeHDFC Bank Biz Black Metal Edition Credit CardSelf-employed business owners with a business income above ₹45 lakh a year who want unlimited airport lounge access, tax and GST payments on a card, and milestone vouchers, and who will spend ₹7.5 lakh or more a year to waive the renewal feeAxis Bank Select Credit CardHigher spenders (₹6L+ income) who will spend ₹3L+ a year, want international lounge access through Priority Pass with 12 visits, and want a 2% earn rate on everyday retail spendsAU Bank NOMO Credit CardFirst credit card for anyone with no credit history who wants an FD-backed card with low forex and some lounge access, and who will spend enough to unlock the quarterly lounge gate
AU Small Finance Bank4
AU Bank LIT Credit CardCustomizable lifetime free card, choose and pay only for the features you needAU Bank Vetta Credit CardPremium lifestyle card with grocery and utility rewards, lounge access and birthday benefitsAU Bank Zenith Credit CardHigher spenders who can comfortably hit the fee-waiver threshold and will use both domestic and international lounge access regularlyixigo AU Credit CardRegistered ixigo users wanting lifetime-free lounge access and ixigo booking discounts, more than a strong everyday cashback card
American Express3
Axis Bank17
Axis Bank Privilege Credit CardModerate-to-high spenders in the ₹6-15L income range who will hit the lounge spend gate every quarter and want a simple, uncapped reward rate without chasing accelerated categoriesScapia Axis Bank Credit CardDigitally native travellers who will genuinely redeem coins through the Scapia app, wanting zero-fee, zero-forex spending with unlimited domestic lounge accessIndiGo Axis Bank Credit CardFrequent IndiGo flyers wanting to earn flight rewards on everyday dining and grocery spendsLIC Axis Bank Signature Credit CardLIC policyholders wanting rewards on LIC premium payments with lounge access at zero annual feeSamsung Axis Bank Signature Credit CardSamsung loyalists buying electronics, phones and appliances at Samsung stores or onlineAxis Bank Rewards Credit CardFashion and lifestyle shoppers wanting accelerated rewards with lounge access at a low waivable fee
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Airtel Axis Bank Credit CardAirtel subscribers wanting cashback on telecom and utility billsAxis ACE Credit CardUtility bill payments and everyday flat cashbackAxis Bank Atlas Credit CardTravel miles and airport transfersAxis Bank Horizon Credit CardFrequent flyers wanting an airline-agnostic travel card with generous lounge accessAxis Bank My Wings Credit CardBudget domestic travellers wanting cashback on bus, train and flight ticket bookingsAxis Bank MY Zone Credit CardYoung urban spenders who want lifestyle discounts on food, movies and entertainmentAxis Bank Neo Credit CardStudents and beginners wanting a low-cost card with everyday app discountsAxis Bank Reserve Credit CardUltra-HNI travellers wanting unlimited lounge access, hotel memberships and top-tier conciergeAxis Flipkart Credit CardFlipkart and Myntra shoppersAxis Magnus Credit CardPremium travel and milesIndianOil Axis Bank Credit CardRegular Indian Oil fuel users wanting best cashback at IOCL pumps
Bank of Baroda4
BOBCARD Eterna Credit CardPremium all-round card with high online rewards, unlimited domestic lounge and low forexBOBCARD Etihad Guest Premium Credit CardEtihad frequent flyers wanting zero forex, milestone miles and Etihad Gold statusBOBCARD Premier Credit CardEntry-level travel and dining card with lounge access at minimal annual feeBOBCARD Uni GoldX Credit CardLifetime-free card with zero forex and unique gold rewards
City Union Bank1
DCB Bank1
Federal Bank2
HDFC Bank16
Swiggy HDFC Bank ORNGE Credit CardModerate Swiggy users wanting 5% across food delivery AND a wide range of online platformsSwiggy HDFC Bank BLCK Credit CardHeavy Swiggy users wanting higher cashback and premium BLCK membership with golf accessHDFC Bank Business Platinum Credit CardSmall business owners and self-employed wanting a lifetime free business credit card from HDFCHDFC Bank Business MoneyBack Credit CardSmall business owners and self-employed wanting cashback on business and online spendsPhonePe HDFC Bank Ultimo Credit CardPhonePe app users wanting rewards on utilities, OTT, food delivery and major e-commerceHDFC Diners Club Privilege Credit CardEntry-level premium card with food delivery rewards, BOGO movies and lounge access at minimal fee
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HDFC Diners Club Black Credit CardPremium dining and travel rewardsHDFC Infinia Credit CardPremium rewards and unlimited loungeHDFC Millennia Credit CardEveryday online shopping with a modest, capped cashbackHDFC MoneyBack+ Credit CardOnline shopping and food delivery on a budgetHDFC Regalia Credit CardPremium rewards and lounge accessHDFC Regalia Gold Credit CardAll-round premium card with travel perks and lifestyle rewardsMarriott Bonvoy HDFC Bank Credit CardFrequent Marriott hotel guests wanting to earn Bonvoy points on all spendsSwiggy HDFC Bank Credit CardFrequent Swiggy and Instamart usersTata Neu Infinity HDFC Credit CardPremium Tata ecosystem card for heavy shoppers across BigBasket, Croma, Air India and WestsideTata Neu Plus HDFC Credit CardTata ecosystem shoppers, BigBasket, Croma, Westside, Tata 1mg
HSBC India4
HSBC Live+ Credit CardDining, groceries and utility bills with the best unlimited base cashback in IndiaHSBC RuPay Cashback Credit CardUPI-first spenders wanting cashback on digital payments with lounge access and zero forexHSBC TravelOne Credit CardFrequent international travellers wanting flexible airmiles across 20 airline and hotel partnersHSBC Visa Platinum Credit CardLifetime free card with the widest airline and hotel transfer network in India
ICICI Bank9
ICICI Bank Coral Credit CardEntry-level card for beginners wanting lounge access and movie benefits at low feeICICI Bank HPCL Super Saver Credit CardHPCL fuel users wanting the highest cashback at HPCL petrol pumpsMakeMyTrip ICICI Bank Credit CardFrequent MakeMyTrip users wanting maximum rewards on hotel and flight bookingsTimes Black ICICI Bank Credit CardUltra-high-net-worth individuals wanting unlimited global lounge access and genuine luxury lifestyle perksICICI Bank Emeralde Credit CardPremium lifestyle card with unlimited lounge access and broad rewardsICICI Bank Rubyx Credit CardPremium lifestyle card with dining, movies and domestic travel perks
IDFC FIRST Bank9
IDFC FIRST Quantum+ Credit CardFirst credit card for anyone with no credit history who wants a lifetime-free, FD-backed card with a flat 1% cashback and a very small depositIDFC FIRST Ashva Credit CardFrequent travellers who book hotels and flights through the IDFC FIRST Bank app specifically, where the real redemption value is highest; weak for everyday spending outside the appIDFC FIRST Mayura Credit CardPremium travellers wanting zero forex markup, 16 lounge visits/quarter and accelerated travel rewardsIDFC FIRST Power Plus Credit CardBest HPCL fuel card in India for medium-to-high monthly fuel spendersIDFC FIRST Power Credit CardBudget HPCL fuel card with grocery and utility rewards at the lowest annual feeIDFC FIRST WOW Credit CardFirst credit card for anyone with no credit history, FD-secured with zero forex
IndusInd Bank6
CRED IndusInd Bank RuPay Credit CardCRED app users wanting best cashback on online shopping and UPI paymentsEazyDiner IndusInd Bank Signature Credit CardFrequent diners wanting guaranteed 25–50% off at 2,000+ premium restaurantsIndusInd Bank Iconia Amex Credit CardPremium lifestyle card with 1:1 reward redemption, lounge access and movie benefitsIndusInd Bank Legend Credit CardPremium lifestyle card with low forex markup and concierge servicesIndusInd Bank Tiger Credit CardHigh annual spenders able to reach the ₹5L+ slab for the strongest multiplier, wanting real lounge access with no minimum spend gate and low forexIndusInd Platinum Credit CardLifetime free with consistent cashback
Kotak Mahindra Bank9
Kotak Air Credit CardOccasional travelers wanting a simple, low-fee entry point into Air Miles, more suited to light spenders than Kotak's own Air+ variantKotak Air+ Credit CardTravelers who will consistently book flights and hotels through the Kotak Unbox app and redeem miles there directly, rather than transferring to partner programsIndiGo Kotak XL Credit CardFrequent IndiGo flyers wanting lounge access and maximum BluChip accumulationIndiGo Kotak Credit CardRegular IndiGo flyers who want flight rewards with no lounge expectationsKotak Mahindra Mojo Platinum Credit CardOnline-first shoppers and OTT subscribers wanting rewards on digital and everyday spendsKotak Zen Signature Credit CardFashion and lifestyle shoppers wanting lounge access and milestone rewards at mid-range fee
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Kotak 811 Dream Different Credit CardLifetime free with solid online rewardsKotak League Platinum Credit CardEntry-level card with milestone movie benefits and broad rewardsKotak White Reserve Credit CardSuper-premium lifestyle card for HNIs wanting unlimited lounge, Club Marriott membership and White Pass rewards
RBL Bank7
RBL Bank IndianOil XTRA Credit CardHeavy IndianOil fuel spenders who will redeem points at IndianOil pumps, not those wanting flexible cashbackRBL Bank IRCTC Credit CardFrequent IRCTC train travellers who will use the railway lounges and want cancellation protection, not a general-purpose rewards cardRBL Bank Movies and More Credit CardMovie enthusiasts wanting guaranteed free tickets every monthRBL Bank Platinum Maxima Plus Credit CardLifestyle spenders wanting dining, grocery and entertainment rewards with lounge accessRBL Bank SalarySe UP Credit CardUPI-heavy spenders on the SalarySe platform wanting a fully virtual, low-fee RuPay cardRBL Bank Shoprite Credit CardGrocery and weekend shopping cashbackRBL Bank World Safari Credit CardFrequent international travellers wanting zero forex fees and travel rewards
SBI Card18
Tata Neu Infinity SBI CardHeavy Tata ecosystem shoppers wanting NeuCoins across Air India, BigBasket, Croma, Westside and Tanishq, with a genuinely strong 1.5% base rate elsewhereSBI Card Miles ELITEFrequent international travellers wanting flexible airline miles and premium travel perksSBI Card PULSEHealth-conscious individuals wanting wellness memberships, gym access and pharmacy rewardsSBI Card UNNATIBeginners and those with no credit history wanting to build CIBIL score safelyIRCTC SBI Card PremierFrequent train and air travellers who book via IRCTC and want lounge accessIRCTC SBI Platinum Credit CardFrequent AC train travellers who book on IRCTC website or app
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Air India SBI Signature Credit CardFrequent Air India flyers wanting to earn Flying Returns miles on all spendsBPCL SBI Card OctaneRegular BPCL fuel users who want the highest fuel cashback in IndiaBPCL SBI Credit CardBPCL fuel station regularsPaytm SBI Card SELECTPremium Paytm users wanting the highest cashback on travel and movies via PaytmPaytm SBI Credit CardPaytm app users wanting cashback on travel, movies and online shopping via PaytmSBI Card ELITEPremium lifestyle card with movie benefits, lounge access and dining/grocery rewardsSBI Card MILESEntry-level airline-agnostic travel card with 25 transfer partners at the lowest feeSBI Card MILES PRIMEAirline-agnostic travel card with 25 transfer partners including Air India, Flying Blue and AeroplanSBI Card PRIMELifestyle spenders who want dining, grocery and movie rewards with lounge accessSBI Cashback Credit CardFlat 5% on all online spends up to ₹40,000/monthSBI SimplyCLICK Credit CardOnline spend with SBI relationshipSBI SimplySAVE Credit CardEveryday dining and grocery spend at a low fee
SBM Bank India1
Slice Small Finance Bank1
Standard Chartered India5
SC Super Value Titanium Credit CardUtility, fuel and telecom bills at a low annual feeStandard Chartered Platinum Rewards Credit CardBeginners wanting a lifetime free card with dining and fuel rewardsStandard Chartered Rewards Credit CardConsistent spenders wanting flat rewards on everything with lounge access at low feeStandard Chartered Smart Credit CardSimple flat cashback on online and offline spends with no category restrictionsStandard Chartered Ultimate Credit CardHigh spenders wanting the best flat reward rate in India with 1 RP = ₹1 redemption value
Unity Small Finance Bank1
YES Bank7
YES Bank ACE Credit CardEveryday online shoppers wanting a low-fee, easily-waived entry card with a straightforward tiered reward structureYES Bank POP-Club Credit CardFrequent online/e-commerce shoppers willing to actively redeem within the POP Club app's voucher ecosystem, not simply looking for flat, flexible cashbackYES Bank SELECT Credit CardOnline-heavy spenders wanting strong rewards with lounge access at mid-range feeYES Essence Credit CardSalaried women wanting lifestyle rewards on dining, shopping, beauty and travel with lounge accessYES FIRST Preferred Credit CardPremium lifestyle card with domestic and international lounge access, golf and movie benefits at mid-range feeYES Marquee Credit CardPremium rewards with concierge servicesYES RESERV Credit CardOnline-heavy spenders wanting premium travel perks and low forex at a mid-range fee
YES Bank / AU Small Finance Bank1
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