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Axis Bank · Visa / RuPay · हिन्दी

IndiGo Axis Bank Credit Card: full review

The IndiGo Axis Bank Credit Card is the best entry-level card for regular IndiGo flyers. At ₹799/year with no waiver, you get 1.5% value on IndiGo bookings and 1% on dining/grocery, enough to make everyday spending meaningfully reduce your next flight cost. Not useful if you rarely fly IndiGo.

Apply now ↗Annual fee: ₹799 + taxes
Last updated: August 2026 · Current terms verified
AXIS BANK
VISA
)))
INDIGO
ASHOK KUMAR
12/28
₹799 + taxes (no waiver)Annual fee
3 BluChips/₹100 on IndiGo; 2 BluChips/₹100 on dining and grocery; 1 BluChip/₹100 on others; 1 BluChip ≈ ₹0.50 in IndiGo fare valueReward structure
1 domestic/quarter (on ₹50,000/quarter spend)Lounge access
3 IndiGo BluChips per ₹100 on IndiGo bookings (1.5% value)2 IndiGo BluChips per ₹100 on dining and grocery (1% value)1 IndiGo BluChip per ₹100 on all other eligible spends (0.5% value)1,200 BluChips welcome voucher on fee payment (worth ~₹600)1,200 BluChips on ₹1.5L annual spend; another 1,200 on ₹3L annual spend1 domestic lounge visit/quarter on ₹50,000/quarter spendRuPay variant supports UPI credit card payments (capped 750 BluChips/month)Launched February 2026
Apply now ↗ Min. income: ₹3L+ per year · Credit score: 700+
Pros and cons
Pros
✓ Strong 1.5% value on IndiGo bookings, best IndiGo card at this fee
✓ 1% on dining and grocery makes it useful for everyday spend too
✓ Welcome voucher worth ₹600 nearly covers the annual fee
✓ RuPay UPI credit support available
Cons
✗ BluChips redeemable only on IndiGo, no flexibility
✗ No annual fee waiver
✗ 3.5% forex, poor for international travel
✗ Lounge requires ₹50,000/quarter spend
✗ Low 0.5% base rate on non-IndiGo, non-dining categories
Quick facts
Issuer Axis Bank
Network Visa / RuPay
Annual feeThe yearly fee a bank charges for holding the card, often waived if you spend enough in a year.Full definition → ₹799 + taxes (no waiver)
Joining feeA one-time fee charged when you first get the card, separate from the recurring annual fee.Full definition → ₹799
Lounge accessFree entry to airport lounges, usually limited to a set number of visits per quarter or year.Full definition → 1 domestic/quarter (on ₹50,000/quarter spend)
Forex markupThe extra fee your bank adds on top of the real exchange rate for any spend in a foreign currency.Full definition → 3.5%
Min. incomeThe minimum income, credit score, and other conditions a bank requires before approving your application.Full definition → ₹3L+ per year
Min. credit scoreYour 3-digit credit score (300-900), higher scores make approval easier and can unlock better cards.Full definition → 700+
SourceAxis Bank's published card terms and official card page · Last updated August 2026
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Frequently asked questions
The annual fee for IndiGo Axis Bank Credit Card is ₹799 + taxes (no waiver). The joining fee is ₹799.
3 BluChips/₹100 on IndiGo; 2 BluChips/₹100 on dining and grocery; 1 BluChip/₹100 on others; 1 BluChip ≈ ₹0.50 in IndiGo fare value
IndiGo Axis Bank Credit Card is best for Frequent IndiGo flyers wanting to earn flight rewards on everyday dining and grocery spends. The IndiGo Axis Bank Credit Card is the best entry-level card for regular IndiGo flyers. At ₹799/year with no waiver, you get 1.5% value on IndiGo bookings and 1% on dining/grocery, enough to make everyday spending meaningfully reduce your next flight cost. Not useful if you rarely fly IndiGo.
The minimum income requirement for IndiGo Axis Bank Credit Card is ₹3L+ per year. A minimum credit score of 700+ is also recommended.
Yes, IndiGo Axis Bank Credit Card offers 1 domestic/quarter (on ₹50,000/quarter spend).
IndiGo Axis Bank Credit Card charges a 3.5% foreign currency markup on international transactions. This is in line with the standard 3.5% charged by most Indian credit cards.
Related guides
Best Travel Credit Cards →Best Premium Credit Cards →Best Super Premium Credit Cards →Best Credit Cards for International Travel →Best Airline Credit Cards →
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