Credit Card Glossary · हिन्दी
Credit card terms, explained simply
Clear, no-nonsense definitions of common credit card terms, backed by real data from 130 cards in India, not just a dictionary answer.
40 terms and countingCredit Health18
DICGCFixed deposit (FD)Credit reportCredit bureauWritten-off accountSettled accountClosed accountDays past due (DPD)CIBIL disputeNBFCCredit utilisationMinimum amount dueBilling cycleCIBIL scoreGrace periodCredit limitHard inquiry vs soft inquiryUnauthorised use
Fees & Charges11
EMINACHForex markup feeAnnual feeLifetime free cardJoining feeLate payment feeCash advance feeFinance charges (APR)Fuel surcharge waiverOverlimit fee
Rewards & Points6
Cashback vs reward pointsAirport lounge accessReward point redemption ratioWelcome bonus / joining bonusMilestone benefitsComplimentary travel insurance
Eligibility & Applying5