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Eligibility & Applying · हिन्दी

Add-on card

An add-on card is a supplementary credit card issued against a primary cardholder's account, typically for a spouse, parent, or child. It shares the primary account's credit limit rather than having a separate one, and all spending on the add-on card is billed to the primary cardholder. Add-on cardholders usually do not need independent income proof, though they do need to meet a minimum age requirement, which varies by issuer.

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Eligibility & Applying
Add-on card
Frequently asked questions
This varies by credit bureau and issuer reporting practice. Some report add-on card activity under the primary holder only, while it may contribute in a limited way elsewhere. It is not a guaranteed substitute for having one's own primary card.
No, an add-on card shares the primary cardholder's total credit limit; it does not have an independent limit of its own.