How we handle your data, and what to expect from us.

Privacy Policy

We use Google Analytics to understand how visitors use faayda.com, including which pages are viewed and which tools are used. This is standard, aggregated usage data; it isn't used to identify you personally.

When you use our statement analyser, your PDF is processed entirely in your own browser. The file itself, and any password you enter to unlock it, are never sent to our servers. Only the plain text extracted from your statement is sent to our AI provider for analysis, and it is not stored anywhere, by us or by them, once your results are shown to you. If you close the tab, that data is gone.

Some of the "Apply now" links on faayda.com are affiliate links, and we may earn a referral fee if you're approved for a card through one. This never influences which cards we recommend or how we rank them. Every recommendation is based on the same real calculation, applied equally regardless of whether we earn a fee from that card. When you click one of these links, the destination bank or our affiliate partner may set their own cookies or collect information according to their own privacy policies, which we don't control.

Google Analytics uses cookies to distinguish visitors and sessions. You can disable cookies in your browser settings, or use Google's own Analytics opt-out tools, at any time.

You can email us at info@faayda.com with any question about your data, including asking what we hold about you, which for most visitors is limited to anonymous analytics, or asking us to delete anything tied to your contact with us.

Terms of Service

Faayda.com is a free, independent tool for comparing Indian credit cards based on your own spending. We are not a bank, lender, or financial advisor, and nothing on this site is financial or legal advice.

We calculate every reward estimate using each card's published rates, fees, and terms, and we work to keep this current. However, banks change terms without notice, and we cannot guarantee that every detail is accurate at the moment you view it. Always confirm a card's actual current terms directly with the issuing bank before applying.

Nothing on faayda.com guarantees that you'll be approved for any card. Approval decisions are made entirely by the issuing bank, based on their own criteria.

Faayda.com is provided as-is. We aren't liable for any decision you make based on information on this site, or for any loss arising from applying for, using, or being declined for any card shown here.

We may update this page as our tools or practices change. Continued use of the site after an update means you accept the current version.