Credit Health · हिन्दी
Grace period
The grace period is the interest-free window between your purchase date and your payment due date, typically 20 to 50 days depending on when in the billing cycle you make the purchase. If you pay your full statement balance by the due date, you pay no interest on that period's purchases at all. This grace period only applies if you paid your previous bill in full; if you are carrying forward a balance, new purchases usually start accruing interest immediately, with no grace period.
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