Credit Health · हिन्दी

Credit report

A credit report is the detailed record a credit bureau keeps on you, listing every loan and credit card account you have held, your payment history month by month, current outstanding balances, and every hard inquiry lenders have made on your profile. Your CIBIL score (or equivalent from another bureau) is a three-digit summary calculated from this underlying report, so two people with similar scores can still have meaningfully different reports depending on the specific details behind that number.

Reviewed for accuracy