How do I file a CIBIL dispute?

You can raise it free of charge directly through CIBIL's own website, or by contacting the lender associated with the incorrect entry, who is also required to help correct it.

What happens if my dispute is not resolved within 30 days?

You become entitled to ₹100 per day in compensation until the correction is made, under an RBI circular that took effect in April 2024, with liability shared between the lender and the bureau based on where the delay happened.

Credit Health · हिन्दी

CIBIL dispute

A CIBIL dispute is the formal process of flagging an error on your credit report, such as an incorrect balance, a closed loan still showing as open, or an account that is not yours, directly with CIBIL or through your lender. Under RBI rules, the bureau must resolve a filed dispute within 30 calendar days; if it is not corrected in that window, you are entitled to compensation of ₹100 per day until it is fixed, split between the lender and the bureau depending on where the delay occurred.

Reviewed for accuracy

FAAYDA.COM

Credit Health

CIBIL dispute

Frequently asked questions