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SBI Card · Visa / RuPay · हिन्दी

Tata Neu Infinity SBI Card: full review

The Tata Neu Infinity SBI Card is a strong, near-twin of the existing HDFC version, built around the same NeuCoins ecosystem: up to 10% on Tata Neu and partner brands, a genuinely solid 1.5% base rate elsewhere, and a competitive 1.99% forex markup. If you already bank with SBI or prefer its lounge network, this is a reasonable pick - but since the two cards share almost the same reward structure, the deciding factor is likely to be which bank you already use, not the rewards themselves.

Apply now ↗Annual fee: ₹1,499 + taxes
Last updated: September 2026 · Current terms verified
SBI CARD
VISA
)))
TATA NEU INFINITY
ASHOK KUMAR
12/28
₹1,499 + taxes (waived on ₹3,00,000/year spend)Annual fee
5% NeuCoins on Tata Neu app and partner brands (Air India, Air India Express, BigBasket, Tata Cliq, Taj Hotels, Tata 1mg, Titan, Tanishq, Croma, Westside, Qmin), plus up to an additional 5% via NeuPass on select Tata Neu categories (up to 10% combined); 1.5% NeuCoins on all other spends including UPI on the RuPay variant; 1 NeuCoin = ₹1Reward structure
8 domestic visits/year (2 per quarter, on ₹75,000 previous-quarter spend) plus 4 international visits/year via Priority Pass with no spend requirement (sources disagree on the exact domestic count and threshold - one cites 4 visits/year at ₹50,000 instead)Lounge access
5% NeuCoins on Tata Neu app and partner brands (non-EMI)Additional up to 5% via NeuPass on select Tata Neu categories, up to 10% combined1.5% NeuCoins on all other spends, including UPI on the RuPay variant1 NeuCoin = ₹1, among the clearest redemption ratios of any co-branded card1,499 NeuCoin welcome benefit on joining fee payment, offsetting the fee itself1.99% forex markup, low for a co-branded card1% fuel surcharge waiver (sources disagree on the exact ₹ range and monthly cap)
Apply now ↗ Min. income: ₹50,000/month (inferred from the Tata Neu Infinity HDFC sibling card; not independently confirmed for this SBI version) · Credit score: 750+ (inferred from the Tata Neu Infinity HDFC sibling card)
Pros and cons
Pros
✓ Genuinely strong 5-10% rate across a wide, useful set of Tata partner brands
✓ 1.5% base rate on everything else is high for a co-branded card
✓ 1.99% forex is competitive at this fee tier
✓ Welcome NeuCoins effectively offset the joining fee
Cons
✗ Value is concentrated in the Tata ecosystem; weaker if you rarely shop those brands
✗ NeuCoins expire 12 months from accrual
✗ UPI, grocery, insurance, utility and telecom NeuCoins are all separately capped per month
✗ No income or credit score requirement published specifically for this SBI version, only inferred from its HDFC sibling
✗ Nearly identical to the existing Tata Neu Infinity HDFC card - worth comparing both before choosing an issuer
Quick facts
Issuer SBI Card
Network Visa / RuPay
Annual feeThe yearly fee a bank charges for holding the card, often waived if you spend enough in a year.Full definition → ₹1,499 + taxes (waived on ₹3,00,000/year spend)
Joining feeA one-time fee charged when you first get the card, separate from the recurring annual fee.Full definition → ₹1,499
Lounge accessFree entry to airport lounges, usually limited to a set number of visits per quarter or year.Full definition → 8 domestic visits/year (2 per quarter, on ₹75,000 previous-quarter spend) plus 4 international visits/year via Priority Pass with no spend requirement (sources disagree on the exact domestic count and threshold - one cites 4 visits/year at ₹50,000 instead)
Forex markupThe extra fee your bank adds on top of the real exchange rate for any spend in a foreign currency.Full definition → 1.99%
Min. incomeThe minimum income, credit score, and other conditions a bank requires before approving your application.Full definition → ₹50,000/month (inferred from the Tata Neu Infinity HDFC sibling card; not independently confirmed for this SBI version)
Min. credit scoreYour 3-digit credit score (300-900), higher scores make approval easier and can unlock better cards.Full definition → 750+ (inferred from the Tata Neu Infinity HDFC sibling card)
SourceSBI Card's published card terms and official card page · Last updated September 2026
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Frequently asked questions
The annual fee for Tata Neu Infinity SBI Card is ₹1,499 + taxes (waived on ₹3,00,000/year spend). The joining fee is ₹1,499.
5% NeuCoins on Tata Neu app and partner brands (Air India, Air India Express, BigBasket, Tata Cliq, Taj Hotels, Tata 1mg, Titan, Tanishq, Croma, Westside, Qmin), plus up to an additional 5% via NeuPass on select Tata Neu categories (up to 10% combined); 1.5% NeuCoins on all other spends including UPI on the RuPay variant; 1 NeuCoin = ₹1
Tata Neu Infinity SBI Card is best for Heavy Tata ecosystem shoppers wanting NeuCoins across Air India, BigBasket, Croma, Westside and Tanishq, with a genuinely strong 1.5% base rate elsewhere. The Tata Neu Infinity SBI Card is a strong, near-twin of the existing HDFC version, built around the same NeuCoins ecosystem: up to 10% on Tata Neu and partner brands, a genuinely solid 1.5% base rate elsewhere, and a competitive 1.99% forex markup. If you already bank with SBI or prefer its lounge network, this is a reasonable pick - but since the two cards share almost the same reward structure, the deciding factor is likely to be which bank you already use, not the rewards themselves.
The minimum income requirement for Tata Neu Infinity SBI Card is ₹50,000/month (inferred from the Tata Neu Infinity HDFC sibling card; not independently confirmed for this SBI version). A minimum credit score of 750+ (inferred from the Tata Neu Infinity HDFC sibling card) is also recommended.
Yes, Tata Neu Infinity SBI Card offers 8 domestic visits/year (2 per quarter, on ₹75,000 previous-quarter spend) plus 4 international visits/year via Priority Pass with no spend requirement (sources disagree on the exact domestic count and threshold - one cites 4 visits/year at ₹50,000 instead).
Tata Neu Infinity SBI Card charges a 1.99% foreign currency markup on international transactions. This is lower than the standard 3.5% charged by most Indian credit cards.
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Card reviews
IDFC FIRST Ashva Credit CardFrequent travellers who book hotels and flights through the IDFC FIRST Bank app specifically, where the real redemption value is highest; weak for everyday spending outside the appAxis Bank Select Credit CardHigher spenders (₹6L+ income) who will spend ₹3L+ a year, want international lounge access through Priority Pass with 12 visits, and want a 2% earn rate on everyday retail spendsAxis Bank Privilege Credit CardModerate-to-high spenders in the ₹6-15L income range who will hit the lounge spend gate every quarter and want a simple, uncapped reward rate without chasing accelerated categoriesRBL Bank IRCTC Credit CardFrequent IRCTC train travellers who will use the railway lounges and want cancellation protection, not a general-purpose rewards card
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Tata Neu Infinity SBI Card₹1,499 + taxes
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