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Axis Bank · Visa · हिन्दी

Samsung Axis Bank Signature Credit Card: full review

The Samsung Axis Bank Signature card is the best card for Samsung loyalists. Whether you're buying a phone, TV, refrigerator or accessories at Samsung stores or on Amazon, the 10% cashback delivers real savings. The ₹500 fee is offset by welcome points and easily waived. For non-Samsung spends, it's average.

Apply now ↗Annual fee: ₹500 + taxes
Last updated: October 2026 · Current terms verified
AXIS BANK
VISA
)))
SAMSUNG SIGNATURE
ASHOK KUMAR
12/28
₹500 + taxes (waived on ₹2,00,000/year spend)Annual fee
10% cashback on Samsung products and services (capped at ₹2,500 a month and ₹10,000 a year); 10 EDGE points per ₹100 (2%) at Zomato, Urban Company, Tata 1mg, Myntra and BigBasket; 5 EDGE points per ₹100 (1%) on other spends; 1 EDGE point = ₹0.20Reward structure
4 domestic visits/year (1 per quarter)Lounge access

Key benefits of the Samsung Axis Bank Signature Credit Card

10% cashback on Samsung product purchases at Samsung physical stores, Samsung eStore, Samsung app, service centres and Amazon (Samsung products)10 EDGE points per ₹100 (2%) at Zomato, Urban Company, Tata 1mg, Myntra and BigBasket4 EDGE Reward Points per ₹200 on all other eligible retail spends (0.4% effective at ₹0.20/EDGE)2,500 welcome EDGE Reward Points on 3 transactions within 30 days (worth ₹500, offsets joining fee)4 complimentary domestic airport lounge visits/year (1 per quarter)15% dining discount at 4,000+ partner restaurants (up to ₹500, twice/month) via Dining Delights1% fuel surcharge waiver (₹400–₹4,000)Annual fee waived on ₹2L/year spend
Apply now ↗ Min. income: ₹25,000/month (salaried) · Credit score: 700+
Pros and cons
Pros
✓ Best card for buying Samsung products, 10% on every Samsung purchase
✓ Welcome EDGE Points offset ₹500 joining fee entirely
✓ 4 lounge visits at ₹500 fee is strong
✓ Also earns on everyday platforms like BigBasket, Zomato, Myntra
Cons
✗ 10% Samsung cashback may have monthly caps, check current T&Cs
✗ Very low 0.4% on non-Samsung, non-partner spends
✗ 3.5% forex: avoid abroad
✗ Diners Club variant may have different benefit structures
Quick facts
Issuer Axis Bank
Network Visa
Annual feeThe yearly fee a bank charges for holding the card, often waived if you spend enough in a year.Full definition → ₹500 + taxes (waived on ₹2,00,000/year spend)
Joining feeA one-time fee charged when you first get the card, separate from the recurring annual fee.Full definition → ₹500
Lounge accessFree entry to airport lounges, usually limited to a set number of visits per quarter or year.Full definition → 4 domestic visits/year (1 per quarter)
Forex markupThe extra fee your bank adds on top of the real exchange rate for any spend in a foreign currency.Full definition → 3.5%
Min. incomeThe minimum income, credit score, and other conditions a bank requires before approving your application.Full definition → ₹25,000/month (salaried)
Min. credit scoreYour 3-digit credit score (300-900), higher scores make approval easier and can unlock better cards.Full definition → 700+
SourceSamsung's terms and conditions for the Samsung Axis Bank Signature card and the Samsung card page · Last checked October 2026
Recent updates

Corrected the reward rates from Samsung's card terms: other spends earn 5 EDGE points per ₹100 (1%, not 0.4%), and the partner brands Zomato, Urban Company, Tata 1mg, Myntra and BigBasket earn 2%, not 5%. Only Zomato counts towards dining in our maths; the other partners are brand-only.

Other spends0.4%1%
Partner brands5%2%
Grocery rate in our maths5% on all grocery1%
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Frequently asked questions
The annual fee for Samsung Axis Bank Signature Credit Card is ₹500 + taxes (waived on ₹2,00,000/year spend). The joining fee is ₹500.
The main benefits of the Samsung Axis Bank Signature Credit Card are: 10% cashback on Samsung product purchases at Samsung physical stores, Samsung eStore, Samsung app, service centres and Amazon (Samsung products); 10 EDGE points per ₹100 (2%) at Zomato, Urban Company, Tata 1mg, Myntra and BigBasket; 4 EDGE Reward Points per ₹200 on all other eligible retail spends (0.4% effective at ₹0.20/EDGE); 2,500 welcome EDGE Reward Points on 3 transactions within 30 days (worth ₹500, offsets joining fee); 4 complimentary domestic airport lounge visits/year (1 per quarter); 15% dining discount at 4,000+ partner restaurants (up to ₹500, twice/month) via Dining Delights; 1% fuel surcharge waiver (₹400–₹4,000); Annual fee waived on ₹2L/year spend.
10% cashback on Samsung products and services (capped at ₹2,500 a month and ₹10,000 a year); 10 EDGE points per ₹100 (2%) at Zomato, Urban Company, Tata 1mg, Myntra and BigBasket; 5 EDGE points per ₹100 (1%) on other spends; 1 EDGE point = ₹0.20
Samsung Axis Bank Signature Credit Card is best for Samsung loyalists buying electronics, phones and appliances at Samsung stores or online. The Samsung Axis Bank Signature card is the best card for Samsung loyalists. Whether you're buying a phone, TV, refrigerator or accessories at Samsung stores or on Amazon, the 10% cashback delivers real savings. The ₹500 fee is offset by welcome points and easily waived. For non-Samsung spends, it's average.
The minimum income requirement for Samsung Axis Bank Signature Credit Card is ₹25,000/month (salaried). A minimum credit score of 700+ is also recommended.
Yes, Samsung Axis Bank Signature Credit Card offers 4 domestic visits/year (1 per quarter).
Samsung Axis Bank Signature Credit Card charges a 3.5% foreign currency markup on international transactions. This is in line with the standard 3.5% charged by most Indian credit cards.
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Best Shopping Credit Cards →Best Credit Cards for Amazon and Flipkart →Best Credit Cards for Self-Employed →
Card reviews
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Samsung Axis Bank Signature₹500 + taxes
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