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RBL Bank · Mastercard World · हिन्दी

RBL Bank World Safari Credit Card: full review

The RBL World Safari is India's original zero-forex retail credit card and still one of the best for international travellers. The 0% markup saves you 3.5% on every foreign transaction. However, no reward points on international spends means you save on forex but don't earn simultaneously.

Apply now ↗Annual fee: ₹3,000 + taxes
Last updated: August 2026 · Current terms verified
RBL BANK
)))
WORLD SAFARI
ASHOK KUMAR
12/28
₹3,000 + taxesAnnual fee
5 travel points per ₹100 on travel spends (1.25%); 2 points per ₹100 on all others (0.5%); 0% forex markupReward structure
8 domestic visits/year (2/quarter on ₹35,000/quarter spend); international access via MastercardLounge access

Key benefits of the RBL Bank World Safari Credit Card

0% forex markup on all international transactions, India's first retail card with this feature5 travel points per ₹100 on travel spends (airlines, hotels, travel agencies)2 travel points per ₹100 on all other spends1 travel point = ₹0.25 (effective 1.25% on travel, 0.5% on others)8 domestic lounge visits/year on ₹35,000/quarter spend₹3,000 MakeMyTrip welcome voucher on joiningMilestone: ₹10,000 travel voucher on ₹5–7.5L annual spendComplimentary golf roundsComprehensive travel insurance including medical cover abroad
Apply now ↗ Min. income: ₹40,000/month (salaried) · Credit score: 700+
Pros and cons
Pros
✓ Zero forex, saves 3.5% on every international transaction
✓ MakeMyTrip welcome voucher effectively offsets joining fee
✓ Comprehensive foreign travel insurance
✓ Strong for international travellers who want a dedicated forex card
Cons
✗ No reward points on international transactions (only forex saving)
✗ Low 0.5% base rate on non-travel domestic spends
✗ Lounge requires quarterly spend threshold
✗ ₹3,000 annual fee with no waiver option
Quick facts
Issuer RBL Bank
Network Mastercard World
Annual feeThe yearly fee a bank charges for holding the card, often waived if you spend enough in a year.Full definition → ₹3,000 + taxes
Joining feeA one-time fee charged when you first get the card, separate from the recurring annual fee.Full definition → ₹3,000
Lounge accessFree entry to airport lounges, usually limited to a set number of visits per quarter or year.Full definition → 8 domestic visits/year (2/quarter on ₹35,000/quarter spend); international access via Mastercard
Forex markupThe extra fee your bank adds on top of the real exchange rate for any spend in a foreign currency.Full definition → 0%
Min. incomeThe minimum income, credit score, and other conditions a bank requires before approving your application.Full definition → ₹40,000/month (salaried)
Min. credit scoreYour 3-digit credit score (300-900), higher scores make approval easier and can unlock better cards.Full definition → 700+
SourceRBL Bank's published card terms and official card page · Last updated August 2026
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Frequently asked questions
The annual fee for RBL Bank World Safari Credit Card is ₹3,000 + taxes. The joining fee is ₹3,000.
The main benefits of the RBL Bank World Safari Credit Card are: 0% forex markup on all international transactions, India's first retail card with this feature; 5 travel points per ₹100 on travel spends (airlines, hotels, travel agencies); 2 travel points per ₹100 on all other spends; 1 travel point = ₹0.25 (effective 1.25% on travel, 0.5% on others); 8 domestic lounge visits/year on ₹35,000/quarter spend; ₹3,000 MakeMyTrip welcome voucher on joining; Milestone: ₹10,000 travel voucher on ₹5–7.5L annual spend; Complimentary golf rounds; Comprehensive travel insurance including medical cover abroad.
5 travel points per ₹100 on travel spends (1.25%); 2 points per ₹100 on all others (0.5%); 0% forex markup
RBL Bank World Safari Credit Card is best for Frequent international travellers wanting zero forex fees and travel rewards. The RBL World Safari is India's original zero-forex retail credit card and still one of the best for international travellers. The 0% markup saves you 3.5% on every foreign transaction. However, no reward points on international spends means you save on forex but don't earn simultaneously.
The minimum income requirement for RBL Bank World Safari Credit Card is ₹40,000/month (salaried). A minimum credit score of 700+ is also recommended.
Yes, RBL Bank World Safari Credit Card offers 8 domestic visits/year (2/quarter on ₹35,000/quarter spend); international access via Mastercard.
RBL Bank World Safari Credit Card charges a 0% foreign currency markup on international transactions. This is one of the best forex rates in India.
Related guides
Best Travel Credit Cards →Best Premium Credit Cards →Best Super Premium Credit Cards →Best Credit Cards for International Travel →Best Airline Credit Cards →
Card reviews
IDFC FIRST Ashva Credit CardFrequent travellers who book hotels and flights through the IDFC FIRST Bank app specifically, where the real redemption value is highest; weak for everyday spending outside the appAxis Bank Select Credit CardHigher spenders (₹6L+ income) who will spend ₹3L+ a year, want international lounge access through Priority Pass with 12 visits, and want a 2% earn rate on everyday retail spendsAxis Bank Privilege Credit CardModerate-to-high spenders in the ₹6-15L income range who will hit the lounge spend gate every quarter and want a simple, uncapped reward rate without chasing accelerated categoriesRBL Bank IRCTC Credit CardFrequent IRCTC train travellers who will use the railway lounges and want cancellation protection, not a general-purpose rewards card
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RBL Bank World Safari₹3,000 + taxes
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