Axis Magnus Credit Card: full review

Issuer Axis Bank

Network Visa Infinite

Annual feeThe yearly fee a bank charges for holding the card, often waived if you spend enough in a year.Full definition → ₹12,500 + taxes (waived on ₹25L spend)

Joining feeA one-time fee charged when you first get the card, separate from the recurring annual fee.Full definition → ₹12,500

Lounge accessFree entry to airport lounges, usually limited to a set number of visits per quarter or year.Full definition → Unlimited (domestic + international)

Forex markupThe extra fee your bank adds on top of the real exchange rate for any spend in a foreign currency.Full definition → 2%

Min. incomeThe minimum income, credit score, and other conditions a bank requires before approving your application.Full definition → ₹18L+ per year

Min. credit scoreYour 3-digit credit score (300-900), higher scores make approval easier and can unlock better cards.Full definition → 750+

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What is the annual fee of Axis Magnus Credit Card? ▼

What is the reward rate on Axis Magnus Credit Card? ▼

What is Axis Magnus Credit Card best for? ▼

What is the minimum income required for Axis Magnus Credit Card? ▼

Does Axis Magnus Credit Card offer lounge access? ▼

What is the forex markup on Axis Magnus Credit Card? ▼

Best Travel Credit Cards →Best Credit Cards for Salaried Employees →Best Premium Credit Cards →Best Super Premium Credit Cards →Best Credit Cards for International Travel →

IDFC FIRST Ashva Credit CardFrequent travellers who book hotels and flights through the IDFC FIRST Bank app specifically, where the real redemption value is highest; weak for everyday spending outside the appAxis Bank Select Credit CardHigher spenders (₹6L+ income) who will spend ₹3L+ a year, want international lounge access through Priority Pass with 12 visits, and want a 2% earn rate on everyday retail spendsAxis Bank Privilege Credit CardModerate-to-high spenders in the ₹6-15L income range who will hit the lounge spend gate every quarter and want a simple, uncapped reward rate without chasing accelerated categoriesRBL Bank IRCTC Credit CardFrequent IRCTC train travellers who will use the railway lounges and want cancellation protection, not a general-purpose rewards card

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