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Comparison · हिन्दी

YES Marquee vs Axis Magnus

Both cards compared on real rupee returns for best premium credit card India YES Marquee vs Axis Magnus. We ran the numbers so you can make the right call.

Last updated: August 2026 · Based on current card terms
YES
MARQUEE
ASHOK KUMAR
VS
AXIS
MAGNUS
ASHOK KUMAR
Our verdict
Axis Magnus Credit Card wins for most people
Axis Magnus wins with ₹667 more annual benefit despite higher fees, delivering superior value through travel-focused rewards and miles acceleration that align perfectly with your spending pattern.
Side-by-side comparison
YES Marquee Credit Card Axis Magnus Credit Card ✓
Annual benefit ₹2,097 ₹2,764
Annual feeThe yearly fee a bank charges for holding the card, often waived if you spend enough in a year.Full definition → ₹9,999 + taxes ₹12,500 + taxes (waived on ₹25L spend)
Reward rateCashback pays you directly in rupees; reward points need converting first, and their real value depends on the redemption ratio.Full definition → 24 YES Edge Points per ₹200; accelerated on travel and dining 12 EDGE Miles per ₹200; 5X on travel partners
Lounge accessFree entry to airport lounges, usually limited to a set number of visits per quarter or year.Full definition → Unlimited (domestic + international) Unlimited (domestic + international)
Forex markupThe extra fee your bank adds on top of the real exchange rate for any spend in a foreign currency.Full definition → 1.75% 2%
Best for Premium rewards with concierge services Premium travel and miles
Min. incomeThe minimum income, credit score, and other conditions a bank requires before approving your application.Full definition → ₹25L+ per year ₹18L+ per year
Credit scoreYour 3-digit credit score (300-900), higher scores make approval easier and can unlock better cards.Full definition → 800+ 750+
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When each card wins
YES Marquee Credit Card
Choose YES Marquee if you prioritize shopping and dining rewards with concierge lifestyle benefits, or prefer lower annual fees when travel spending is inconsistent.
Axis Magnus Credit Card
Choose Axis Magnus if travel bookings dominate your budget (₹15k monthly), as 5X miles on travel partners significantly outweigh the higher fee with your spend profile.
Who should get which card
Get YES Marquee if you…
· Lower ₹9,999 annual fee ideal for cost-conscious premium users
· Better rewards on shopping (₹10k monthly) and dining (₹8k monthly)
· Premium concierge services for lifestyle benefits
Get Axis Magnus if you…
· ₹667 higher net annual benefit accounting for all fees
· 5X miles multiplier on travel partners maximizes ₹15k monthly travel spend
· Fee waiver opportunity at ₹25L annual spend threshold
Partner offer
IDFC FIRST Ashva Credit Card
Frequent travellers who book hotels and flights through the IDFC FIRST Bank app specifically, where the real redemption value is highest; weak for everyday spending outside the app
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IDFC
ASHOK KUMAR

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Related guides
Axis Magnus vs Kotak White Reserve →HDFC Regalia vs Axis Magnus →Axis Magnus vs Axis Bank Atlas →Axis ACE vs Axis Magnus →Best Dining Credit Cards →Best Travel Credit Cards →Best Credit Cards for Swiggy and Zomato →
Frequently asked questions
Based on our analysis, Axis Magnus Credit Card offers better annual returns for most spend profiles.
YES Marquee Credit Card has an annual fee of ₹9,999 + taxes. Axis Magnus Credit Card has an annual fee of ₹12,500 + taxes (waived on ₹25L spend).
YES Marquee Credit Card offers 24 YES Edge Points per ₹200; accelerated on travel and dining. Axis Magnus Credit Card offers 12 EDGE Miles per ₹200; 5X on travel partners.
YES Marquee Credit Card lounge access: Unlimited (domestic + international). Axis Magnus Credit Card lounge access: Unlimited (domestic + international).
YES Marquee Credit Card charges 1.75% forex markup. Axis Magnus Credit Card charges 2% forex markup.