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ICICI Bank · Mastercard / RuPay · हिन्दी

MakeMyTrip ICICI Bank Credit Card: full review

The MakeMyTrip ICICI card is the best credit card for dedicated MMT users. The 6% on hotel bookings, 3% on flights with 0.99% forex at ₹999 is unbeatable for domestic travellers who book via MMT. If you use multiple booking platforms, the locked-in rewards structure limits its appeal.

Apply now ↗Annual fee: ₹999 + taxes
Last updated: October 2026 · Current terms verified
ICICI BANK
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MAKEMYTRIP
ASHOK KUMAR
12/28
₹999 + taxes (waived on ₹3,00,000/year spend)Annual fee
6% myCash on MMT hotel bookings; 3% on MMT flights/packages/cabs/bus; 1% on all other spends; 0.99% forexReward structure
8 domestic visits/year (2 per quarter, spend-conditional); 1 international visit/yearLounge access

Key benefits of the MakeMyTrip ICICI Bank Credit Card

₹6 myCash on every ₹100 spent on hotel bookings on MakeMyTrip (6%)₹3 myCash on every ₹100 spent on flights, holiday packages, cabs and bus bookings on MMT (3%)₹1 myCash on every ₹100 on all other spends including non-MMT (1%)Industry-low 0.99% forex markup on international transactionsComplimentary MMTBLACK Gold membership (priority customer service, guaranteed discounts, zero cancellation on select bookings)8 domestic lounge visits/year + 1 international visit (spend-conditional from Apr 2026)BOGO movie tickets via BookMyShow/INOX (on ₹25,000/quarter spend from Apr 2026)Annual fee waived on ₹3L/year spendDual network (Mastercard + RuPay) for UPI credit card payments
Apply now ↗ Min. income: ₹25,000/month (salaried) · Credit score: 700+
Pros and cons
Pros
✓ Best card for MMT hotel bookings, 6% myCash with no cap
✓ 0.99% forex is near-best among non-LTF cards
✓ MMTBLACK Gold membership adds real booking value
✓ Dual network allows UPI payments on credit
Cons
✗ 6% and 3% rewards only on MakeMyTrip, locks you into one platform
✗ myCash redeemable only on MakeMyTrip, no cash or statement credit option
✗ Movie and lounge benefits now require ₹25,000/quarter spend condition (from Apr 2026)
✗ 1% on non-MMT spends is modest for a ₹999 card
Quick facts
Issuer ICICI Bank
Network Mastercard / RuPay
Annual feeThe yearly fee a bank charges for holding the card, often waived if you spend enough in a year.Full definition → ₹999 + taxes (waived on ₹3,00,000/year spend)
Joining feeA one-time fee charged when you first get the card, separate from the recurring annual fee.Full definition → ₹999
Lounge accessFree entry to airport lounges, usually limited to a set number of visits per quarter or year.Full definition → 8 domestic visits/year (2 per quarter, spend-conditional); 1 international visit/year
Forex markupThe extra fee your bank adds on top of the real exchange rate for any spend in a foreign currency.Full definition → 0.99%
Min. incomeThe minimum income, credit score, and other conditions a bank requires before approving your application.Full definition → ₹25,000/month (salaried)
Min. credit scoreYour 3-digit credit score (300-900), higher scores make approval easier and can unlock better cards.Full definition → 700+
SourceICICI Bank's published card terms and official card page · Last updated October 2026
Recent updates

Corrected how we count travel: the higher rate only applies to MakeMyTrip, but our maths applied it to all travel spend. This now earns the card's normal 1%; the higher rate is still listed in the card's rewards.

Travel rate in our maths6% on all travel1%
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Frequently asked questions
The annual fee for MakeMyTrip ICICI Bank Credit Card is ₹999 + taxes (waived on ₹3,00,000/year spend). The joining fee is ₹999.
The main benefits of the MakeMyTrip ICICI Bank Credit Card are: ₹6 myCash on every ₹100 spent on hotel bookings on MakeMyTrip (6%); ₹3 myCash on every ₹100 spent on flights, holiday packages, cabs and bus bookings on MMT (3%); ₹1 myCash on every ₹100 on all other spends including non-MMT (1%); Industry-low 0.99% forex markup on international transactions; Complimentary MMTBLACK Gold membership (priority customer service, guaranteed discounts, zero cancellation on select bookings); 8 domestic lounge visits/year + 1 international visit (spend-conditional from Apr 2026); BOGO movie tickets via BookMyShow/INOX (on ₹25,000/quarter spend from Apr 2026); Annual fee waived on ₹3L/year spend; Dual network (Mastercard + RuPay) for UPI credit card payments.
6% myCash on MMT hotel bookings; 3% on MMT flights/packages/cabs/bus; 1% on all other spends; 0.99% forex
MakeMyTrip ICICI Bank Credit Card is best for Frequent MakeMyTrip users wanting maximum rewards on hotel and flight bookings. The MakeMyTrip ICICI card is the best credit card for dedicated MMT users. The 6% on hotel bookings, 3% on flights with 0.99% forex at ₹999 is unbeatable for domestic travellers who book via MMT. If you use multiple booking platforms, the locked-in rewards structure limits its appeal.
The minimum income requirement for MakeMyTrip ICICI Bank Credit Card is ₹25,000/month (salaried). A minimum credit score of 700+ is also recommended.
Yes, MakeMyTrip ICICI Bank Credit Card offers 8 domestic visits/year (2 per quarter, spend-conditional); 1 international visit/year.
MakeMyTrip ICICI Bank Credit Card charges a 0.99% foreign currency markup on international transactions. This is lower than the standard 3.5% charged by most Indian credit cards.
Related guides
Best Travel Credit Cards →Best Premium Credit Cards →Best Super Premium Credit Cards →Best Credit Cards for International Travel →Best Airline Credit Cards →
Card reviews
IDFC FIRST Ashva Credit CardFrequent travellers who book hotels and flights through the IDFC FIRST Bank app specifically, where the real redemption value is highest; weak for everyday spending outside the appAxis Bank Select Credit CardHigher spenders (₹6L+ income) who will spend ₹3L+ a year, want international lounge access through Priority Pass with 12 visits, and want a 2% earn rate on everyday retail spendsAxis Bank Privilege Credit CardModerate-to-high spenders in the ₹6-15L income range who will hit the lounge spend gate every quarter and want a simple, uncapped reward rate without chasing accelerated categoriesRBL Bank IRCTC Credit CardFrequent IRCTC train travellers who will use the railway lounges and want cancellation protection, not a general-purpose rewards card
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MakeMyTrip ICICI Bank₹999 + taxes
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