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American Express · Amex · हिन्दी

Amex Platinum Travel Credit Card: full review

The Amex Platinum Travel is the best card for frequent flyers who want to convert spend into airline miles. The milestone travel vouchers and Taj membership make it worthwhile for heavy travellers.

Apply now ↗Annual fee: ₹5,000 + taxes
Last updated: August 2026 · Current terms verified
AMERICAN EXPRESS
AMEX
)))
PLATINUM TRAVEL
ASHOK KUMAR
12/28
₹5,000 + taxesAnnual fee
1 Membership Reward point per ₹50; bonus on travel bookingsReward structure
4 visits/year (domestic)Lounge access

Key benefits of the Amex Platinum Travel Credit Card

Travel vouchers worth ₹7,700 on milestone spend4 domestic lounge visits/yearPoints transferable to airline milesTaj InnerCircle membershipAnnual fee waived on milestone spend
Apply now ↗ Min. income: ₹6L+ per year · Credit score: 750+
Pros and cons
Pros
✓ Best Amex card for travel spend
✓ Milestone vouchers effectively offset the fee
✓ Airline miles transfer is excellent
✓ Taj hotel benefits add premium value
Cons
✗ Amex acceptance still limited in India
✗ High annual fee
✗ Requires significant spend for milestone benefits
Quick facts
Issuer American Express
Network Amex
Annual feeThe yearly fee a bank charges for holding the card, often waived if you spend enough in a year.Full definition → ₹5,000 + taxes
Joining feeA one-time fee charged when you first get the card, separate from the recurring annual fee.Full definition → ₹3,500
Lounge accessFree entry to airport lounges, usually limited to a set number of visits per quarter or year.Full definition → 4 visits/year (domestic)
Forex markupThe extra fee your bank adds on top of the real exchange rate for any spend in a foreign currency.Full definition → 3.5%
Min. incomeThe minimum income, credit score, and other conditions a bank requires before approving your application.Full definition → ₹6L+ per year
Min. credit scoreYour 3-digit credit score (300-900), higher scores make approval easier and can unlock better cards.Full definition → 750+
SourceAmerican Express's published card terms and official card page · Last updated August 2026
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Frequently asked questions
The annual fee for Amex Platinum Travel Credit Card is ₹5,000 + taxes. The joining fee is ₹3,500.
The main benefits of the Amex Platinum Travel Credit Card are: Travel vouchers worth ₹7,700 on milestone spend; 4 domestic lounge visits/year; Points transferable to airline miles; Taj InnerCircle membership; Annual fee waived on milestone spend.
1 Membership Reward point per ₹50; bonus on travel bookings
Amex Platinum Travel Credit Card is best for Travel rewards and airline miles. The Amex Platinum Travel is the best card for frequent flyers who want to convert spend into airline miles. The milestone travel vouchers and Taj membership make it worthwhile for heavy travellers.
The minimum income requirement for Amex Platinum Travel Credit Card is ₹6L+ per year. A minimum credit score of 750+ is also recommended.
Yes, Amex Platinum Travel Credit Card offers 4 visits/year (domestic).
Amex Platinum Travel Credit Card charges a 3.5% foreign currency markup on international transactions. This is in line with the standard 3.5% charged by most Indian credit cards.
Related guides
Best Travel Credit Cards →Best Credit Cards for Salaried Employees →Best Premium Credit Cards →Best Super Premium Credit Cards →Best Credit Cards for International Travel →
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Amex Platinum Travel₹5,000 + taxes
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