Find my best card →
faayda.com › cards › Paytm SBI Card SELECT
SBI Card · Visa / Mastercard / RuPay · हिन्दी

Paytm SBI Card SELECT: full review

The Paytm SBI Select is the premium Paytm card offering higher cashback on travel and movies. The 5% on Paytm travel bookings, free Priority Pass and milestone vouchers justify the ₹1,499 fee for active Paytm users who travel regularly and book via the Paytm app.

Apply now ↗Annual fee: ₹1,499 + taxes
Last updated: October 2026 · Current terms verified
SBI CARD
VISA
)))
PAYTM SELECT
ASHOK KUMAR
12/28
₹1,499 + taxes (waived on ₹2,00,000/year spend)Annual fee
5% cashback on Paytm travel, movies and Paytm Mall; 2% on other Paytm app spends; 1% on all other spendsReward structure
4 domestic visits/year via Priority Pass (2 per quarter) + 2 international visits/yearLounge access

Key benefits of the Paytm SBI Card SELECT

5% cashback on Paytm Travel, movie tickets and Paytm Mall spends via Paytm app (capped ₹750/month)2% cashback on all other Paytm app spends including utility bills and recharges1% cashback on all other online and offline spendsComplimentary Paytm First Membership with benefits worth ₹75,0004 domestic airport lounge visits/year + 2 international via Priority Pass₹750 cashback on card activation in Paytm wallet₹2,000 e-voucher on ₹4L annual spend; ₹4,000 e-voucher on ₹6L annual spendAnnual fee waived on ₹2L/year spendCyber fraud insurance cover ₹2 lakhFirst 2 years: complimentary Priority Pass membership worth USD 99
Apply now ↗ Min. income: ₹40,000/month (salaried) · Credit score: 700+
Pros and cons
Pros
✓ 5% on Paytm travel and movies, best among Paytm cards
✓ Priority Pass + 4 domestic + 2 international lounges is strong for ₹1,499
✓ First 2 years Priority Pass membership is a ₹7,000+ value
✓ Milestone vouchers add incremental value for consistent spenders
Cons
✗ 5% capped at ₹750/month, limits value for heavy travel bookers
✗ Value almost entirely within Paytm ecosystem
✗ 3.5% forex, weak for international use
✗ ₹2L annual spend needed for fee waiver
Quick facts
Issuer SBI Card
Network Visa / Mastercard / RuPay
Annual feeThe yearly fee a bank charges for holding the card, often waived if you spend enough in a year.Full definition → ₹1,499 + taxes (waived on ₹2,00,000/year spend)
Joining feeA one-time fee charged when you first get the card, separate from the recurring annual fee.Full definition → ₹1,499
Lounge accessFree entry to airport lounges, usually limited to a set number of visits per quarter or year.Full definition → 4 domestic visits/year via Priority Pass (2 per quarter) + 2 international visits/year
Forex markupThe extra fee your bank adds on top of the real exchange rate for any spend in a foreign currency.Full definition → 3.5%
Min. incomeThe minimum income, credit score, and other conditions a bank requires before approving your application.Full definition → ₹40,000/month (salaried)
Min. credit scoreYour 3-digit credit score (300-900), higher scores make approval easier and can unlock better cards.Full definition → 700+
SourceSBI Card's published card terms and official card page · Last updated October 2026
Recent updates

Corrected how we count online shopping, travel, dining and grocery: the higher rate only applies to the Paytm app, but our maths applied it to all online shopping, travel, dining and grocery spend. These now earn the card's normal 1%; the higher rate is still listed in the card's rewards.

Online shopping rate in our maths5% on all online shopping1%
Travel rate in our maths5% on all travel1%
Dining rate in our maths2% on all dining1%
Grocery rate in our maths2% on all grocery1%
Calculate your annual benefit

Enter your typical monthly spend to see exactly how much you'd earn with this card.

₹
₹
₹
₹
₹
₹
Enter your monthly spend above to see your benefit
Frequently asked questions
The annual fee for Paytm SBI Card SELECT is ₹1,499 + taxes (waived on ₹2,00,000/year spend). The joining fee is ₹1,499.
The main benefits of the Paytm SBI Card SELECT are: 5% cashback on Paytm Travel, movie tickets and Paytm Mall spends via Paytm app (capped ₹750/month); 2% cashback on all other Paytm app spends including utility bills and recharges; 1% cashback on all other online and offline spends; Complimentary Paytm First Membership with benefits worth ₹75,000; 4 domestic airport lounge visits/year + 2 international via Priority Pass; ₹750 cashback on card activation in Paytm wallet; ₹2,000 e-voucher on ₹4L annual spend; ₹4,000 e-voucher on ₹6L annual spend; Annual fee waived on ₹2L/year spend; Cyber fraud insurance cover ₹2 lakh; First 2 years: complimentary Priority Pass membership worth USD 99.
5% cashback on Paytm travel, movies and Paytm Mall; 2% on other Paytm app spends; 1% on all other spends
Paytm SBI Card SELECT is best for Premium Paytm users wanting the highest cashback on travel and movies via Paytm. The Paytm SBI Select is the premium Paytm card offering higher cashback on travel and movies. The 5% on Paytm travel bookings, free Priority Pass and milestone vouchers justify the ₹1,499 fee for active Paytm users who travel regularly and book via the Paytm app.
The minimum income requirement for Paytm SBI Card SELECT is ₹40,000/month (salaried). A minimum credit score of 700+ is also recommended.
Yes, Paytm SBI Card SELECT offers 4 domestic visits/year via Priority Pass (2 per quarter) + 2 international visits/year.
Paytm SBI Card SELECT charges a 3.5% foreign currency markup on international transactions. This is in line with the standard 3.5% charged by most Indian credit cards.
Related guides
Best Travel Credit Cards →Best Shopping Credit Cards →Best Credit Cards for Amazon and Flipkart →Best Premium Credit Cards →Best Super Premium Credit Cards →
Card reviews
IDFC FIRST Ashva Credit CardFrequent travellers who book hotels and flights through the IDFC FIRST Bank app specifically, where the real redemption value is highest; weak for everyday spending outside the appAxis Bank Select Credit CardHigher spenders (₹6L+ income) who will spend ₹3L+ a year, want international lounge access through Priority Pass with 12 visits, and want a 2% earn rate on everyday retail spendsAxis Bank Privilege Credit CardModerate-to-high spenders in the ₹6-15L income range who will hit the lounge spend gate every quarter and want a simple, uncapped reward rate without chasing accelerated categoriesRBL Bank IRCTC Credit CardFrequent IRCTC train travellers who will use the railway lounges and want cancellation protection, not a general-purpose rewards card
Compare with similar cards
Paytm SBI Card SELECT vs Paytm SBI Compare →Paytm SBI Card SELECT vs Amazon Pay ICICI Compare →
Embed this card
Add this widget to your site
Writing a review or comparison for the Paytm SBI Card SELECT? Embed this live widget. It always shows our current, verified fee and reward rate, so it never goes stale.
Live preview
<iframe src="https://faayda.com/embed/paytm-sbi-select"
  width="420" height="260"
  frameborder="0"></iframe>
No sign-up · Free to use
Paytm SBI Card SELECT₹1,499 + taxes
Apply now ↗