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RBL Bank · Mastercard · हिन्दी

RBL Bank Shoprite Credit Card: full review

The RBL Shoprite is the best card for grocery-heavy spenders at the entry level. The 5% grocery cashback is the highest in its fee range and the fee is easily waived.

Apply now ↗Annual fee: ₹500 + taxes
Last updated: August 2026 · Current terms verified
RBL BANK
)))
SHOPRITE
ASHOK KUMAR
12/28
₹500 + taxes (waived on ₹1L spend)Annual fee
5% cashback on groceries; 2X on weekends; 1% on othersReward structure
NoLounge access

Key benefits of the RBL Bank Shoprite Credit Card

5% cashback on grocery spends2X reward points on weekends1% cashback on all other spendsMovie ticket offers monthlyFee waived on ₹1L annual spend
Apply now ↗ Min. income: ₹3L+ per year · Credit score: 700+
Pros and cons
Pros
✓ Best grocery cashback at entry level
✓ Weekend bonus is practical
✓ Low annual fee easily waived
✓ Strong for BigBasket and supermarket spend
Cons
✗ No lounge access
✗ RBL Bank has limited branch network
✗ Cashback capped monthly
Quick facts
Issuer RBL Bank
Network Mastercard
Annual feeThe yearly fee a bank charges for holding the card, often waived if you spend enough in a year.Full definition → ₹500 + taxes (waived on ₹1L spend)
Joining feeA one-time fee charged when you first get the card, separate from the recurring annual fee.Full definition → ₹500
Lounge accessFree entry to airport lounges, usually limited to a set number of visits per quarter or year.Full definition → No
Forex markupThe extra fee your bank adds on top of the real exchange rate for any spend in a foreign currency.Full definition → 3.5%
Min. incomeThe minimum income, credit score, and other conditions a bank requires before approving your application.Full definition → ₹3L+ per year
Min. credit scoreYour 3-digit credit score (300-900), higher scores make approval easier and can unlock better cards.Full definition → 700+
SourceRBL Bank's published card terms and official card page · Last updated August 2026
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Frequently asked questions
The annual fee for RBL Bank Shoprite Credit Card is ₹500 + taxes (waived on ₹1L spend). The joining fee is ₹500.
The main benefits of the RBL Bank Shoprite Credit Card are: 5% cashback on grocery spends; 2X reward points on weekends; 1% cashback on all other spends; Movie ticket offers monthly; Fee waived on ₹1L annual spend.
5% cashback on groceries; 2X on weekends; 1% on others
RBL Bank Shoprite Credit Card is best for Grocery and weekend shopping cashback. The RBL Shoprite is the best card for grocery-heavy spenders at the entry level. The 5% grocery cashback is the highest in its fee range and the fee is easily waived.
The minimum income requirement for RBL Bank Shoprite Credit Card is ₹3L+ per year. A minimum credit score of 700+ is also recommended.
Yes, RBL Bank Shoprite Credit Card offers No.
RBL Bank Shoprite Credit Card charges a 3.5% foreign currency markup on international transactions. This is in line with the standard 3.5% charged by most Indian credit cards.
Related guides
Best Shopping Credit Cards →Best Credit Cards for Grocery Shopping →Best Cashback Credit Cards →Best Credit Cards for Amazon and Flipkart →Best Credit Cards for Self-Employed →
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RBL Bank Shoprite₹500 + taxes
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