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Comparison · हिन्दी

RBL Shoprite vs Amazon Pay ICICI

Both cards compared on real rupee returns for best lifetime free online shopping credit card India. We ran the numbers so you can make the right call.

Last updated: August 2026 · Based on current card terms
RBL
SHOPRITE
ASHOK KUMAR
VS
ICICI
ASHOK KUMAR
Our verdict
RBL Bank Shoprite Credit Card wins for most people
Card A wins with ₹2,980 annual benefit versus Card B's ₹2,760, delivering ₹220 more value despite its ₹500 fee, thanks to superior grocery cashback matching your spend profile.
Side-by-side comparison
RBL Bank Shoprite Credit Card ✓ Amazon Pay ICICI Credit Card
Annual benefit ₹2,980 ₹2,760
Annual feeThe yearly fee a bank charges for holding the card, often waived if you spend enough in a year.Full definition → ₹500 + taxes (waived on ₹1L spend) Lifetime free
Reward rateCashback pays you directly in rupees; reward points need converting first, and their real value depends on the redemption ratio.Full definition → 5% cashback on groceries; 2X on weekends; 1% on others 5% on Amazon for Prime members, 3% for non-Prime; 2% on 100+ partners; 1% on others
Lounge accessFree entry to airport lounges, usually limited to a set number of visits per quarter or year.Full definition → No No
Forex markupThe extra fee your bank adds on top of the real exchange rate for any spend in a foreign currency.Full definition → 3.5% 3.5%
Best for Grocery and weekend shopping cashback Amazon Prime members
Min. incomeThe minimum income, credit score, and other conditions a bank requires before approving your application.Full definition → ₹3L+ per year ₹3L+ per year
Credit scoreYour 3-digit credit score (300-900), higher scores make approval easier and can unlock better cards.Full definition → 700+ 650+
Apply now ↗ Full review →
Apply now ↗ Full review →
When each card wins
RBL Bank Shoprite Credit Card
Choose Card A if you shop on weekends frequently and buy groceries regularly. The 5% grocery cashback and 2X weekend rewards align perfectly with your ₹10,000 monthly grocery and shopping spend.
Amazon Pay ICICI Credit Card
Choose Card B if you're an Amazon Prime member making significant purchases on Amazon or partner merchants. The lifetime-free fee and partner network work best for those leveraging Amazon ecosystem heavily.
Who should get which card
Get RBL Bank Shoprite if you…
· 5% cashback on groceries maximizes your ₹4,000 monthly grocery spend
· Weekend shopping bonus (2X rewards) boosts overall returns
· Fee waived at ₹1L annual spend—easily achievable with your profile
· Higher net annual benefit of ₹2,980
Get Amazon Pay ICICI if you…
· Lifetime free—no fee burden regardless of spending
· 5% cashback on Amazon for Prime members is competitive
· 2% rewards across 100+ merchant partners provides flexibility
· Better for non-grocery-focused spenders with diverse merchant spending
Partner offer
Axis Bank Select Credit Card
Higher spenders (₹6L+ income) who will spend ₹3L+ a year, want international lounge access through Priority Pass with 12 visits, and want a 2% earn rate on everyday retail spends
Apply now →
AXIS
ASHOK KUMAR

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RBL Bank Shoprite vs RBL Bank SalarySe UP →Amazon Pay ICICI vs Axis Flipkart →Amazon Pay ICICI vs HDFC Millennia →Paytm SBI vs Amazon Pay ICICI →Best Shopping Credit Cards →Best Credit Cards for Grocery Shopping →Best Cashback Credit Cards →
Frequently asked questions
Based on our analysis, RBL Bank Shoprite Credit Card offers better annual returns for most spend profiles.
RBL Bank Shoprite Credit Card has an annual fee of ₹500 + taxes (waived on ₹1L spend). Amazon Pay ICICI Credit Card has an annual fee of Lifetime free.
RBL Bank Shoprite Credit Card offers 5% cashback on groceries; 2X on weekends; 1% on others. Amazon Pay ICICI Credit Card offers 5% on Amazon for Prime members, 3% for non-Prime; 2% on 100+ partners; 1% on others.
RBL Bank Shoprite Credit Card lounge access: No. Amazon Pay ICICI Credit Card lounge access: No.
RBL Bank Shoprite Credit Card charges 3.5% forex markup. Amazon Pay ICICI Credit Card charges 3.5% forex markup.