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Axis Bank · Visa · हिन्दी

Airtel Axis Bank Credit Card: full review

The Airtel Axis is best for Airtel subscribers with significant monthly telecom and utility bills. The 25% cashback on Airtel recharges is unmatched, but the April 2026 devaluation of the capping structure makes it a weaker everyday card.

Apply now ↗Annual fee: ₹500 + taxes
Last updated: August 2026 · Current terms verified
AXIS BANK
VISA
)))
AIRTEL
ASHOK KUMAR
12/28
₹500 + taxes (waived on ₹2,00,000/year spend)Annual fee
25% cashback on Airtel Mobile/DTH/Broadband via Airtel Thanks; 10% on utility bills; 1% on othersReward structure
None (discontinued April 2026)Lounge access

Key benefits of the Airtel Axis Bank Credit Card

25% cashback on Airtel Mobile, Broadband, WiFi and DTH via Airtel Thanks app10% cashback on utility bill payments via Airtel Thanks app10% value-back on Zomato, Blinkit and District Movies (partner wallet, capped ₹200/partner/month)1% cashback on all other spends
Apply now ↗ Min. income: ₹15,000/month (salaried) · Credit score: 700+
Pros and cons
Pros
✓ Best cashback card for Airtel subscribers
✓ 25% back on telecom bills is class-leading
✓ Strong utility bill cashback
✓ Low ₹500 annual fee
Cons
✗ Post April 2026: accelerated cashback caps now tied to base monthly spend
✗ Lounge access discontinued April 2026
✗ Food delivery rewards in partner wallets, not bank cashback
✗ Weak 1% base rate on non-utility spends
Quick facts
Issuer Axis Bank
Network Visa
Annual feeThe yearly fee a bank charges for holding the card, often waived if you spend enough in a year.Full definition → ₹500 + taxes (waived on ₹2,00,000/year spend)
Joining feeA one-time fee charged when you first get the card, separate from the recurring annual fee.Full definition → ₹500
Lounge accessFree entry to airport lounges, usually limited to a set number of visits per quarter or year.Full definition → None (discontinued April 2026)
Forex markupThe extra fee your bank adds on top of the real exchange rate for any spend in a foreign currency.Full definition → 3.5%
Min. incomeThe minimum income, credit score, and other conditions a bank requires before approving your application.Full definition → ₹15,000/month (salaried)
Min. credit scoreYour 3-digit credit score (300-900), higher scores make approval easier and can unlock better cards.Full definition → 700+
SourceAxis Bank's published card terms and official card page · Last updated August 2026
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Frequently asked questions
The annual fee for Airtel Axis Bank Credit Card is ₹500 + taxes (waived on ₹2,00,000/year spend). The joining fee is ₹500.
The main benefits of the Airtel Axis Bank Credit Card are: 25% cashback on Airtel Mobile, Broadband, WiFi and DTH via Airtel Thanks app; 10% cashback on utility bill payments via Airtel Thanks app; 10% value-back on Zomato, Blinkit and District Movies (partner wallet, capped ₹200/partner/month); 1% cashback on all other spends.
25% cashback on Airtel Mobile/DTH/Broadband via Airtel Thanks; 10% on utility bills; 1% on others
Airtel Axis Bank Credit Card is best for Airtel subscribers wanting cashback on telecom and utility bills. The Airtel Axis is best for Airtel subscribers with significant monthly telecom and utility bills. The 25% cashback on Airtel recharges is unmatched, but the April 2026 devaluation of the capping structure makes it a weaker everyday card.
The minimum income requirement for Airtel Axis Bank Credit Card is ₹15,000/month (salaried). A minimum credit score of 700+ is also recommended.
Airtel Axis Bank Credit Card does not offer airport lounge access.
Airtel Axis Bank Credit Card charges a 3.5% foreign currency markup on international transactions. This is in line with the standard 3.5% charged by most Indian credit cards.
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