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Axis Bank · Visa · हिन्दी

Axis Flipkart Credit Card: full review

If Flipkart is your go-to shopping platform, this is the best card for you. The 5% cashback combined with lounge access makes it exceptional value at ₹500.

Apply now ↗Annual fee: ₹500 + taxes
Last updated: August 2026 · Current terms verified
AXIS BANK
VISA
)))
FLIPKART
ASHOK KUMAR
12/28
₹500 + taxes (waived on ₹2L annual spend)Annual fee
5% cashback on Flipkart and Myntra; 4% on preferred merchants; 1.5% on othersReward structure
4 visits/year (domestic)Lounge access
5% cashback on Flipkart and Myntra4% on Swiggy, Uber, PVR, Curefit1.5% on all other spends4 domestic lounge visits/yearFee waived on ₹2L spend
Apply now ↗ Min. income: ₹3L+ per year · Credit score: 700+
Pros and cons
Pros
✓ Best card for Flipkart regulars
✓ Lounge access at entry price point
✓ Strong partner merchant network
✓ Fee easily waived
Cons
✗ 5% limited to Flipkart ecosystem
✗ Lower value for Amazon shoppers
✗ Capped cashback on some categories
Quick facts
Issuer Axis Bank
Network Visa
Annual feeThe yearly fee a bank charges for holding the card, often waived if you spend enough in a year.Full definition → ₹500 + taxes (waived on ₹2L annual spend)
Joining feeA one-time fee charged when you first get the card, separate from the recurring annual fee.Full definition → ₹500
Lounge accessFree entry to airport lounges, usually limited to a set number of visits per quarter or year.Full definition → 4 visits/year (domestic)
Forex markupThe extra fee your bank adds on top of the real exchange rate for any spend in a foreign currency.Full definition → 3.5%
Min. incomeThe minimum income, credit score, and other conditions a bank requires before approving your application.Full definition → ₹3L+ per year
Min. credit scoreYour 3-digit credit score (300-900), higher scores make approval easier and can unlock better cards.Full definition → 700+
SourceAxis Bank's published card terms and official card page · Last updated August 2026
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Frequently asked questions
The annual fee for Axis Flipkart Credit Card is ₹500 + taxes (waived on ₹2L annual spend). The joining fee is ₹500.
5% cashback on Flipkart and Myntra; 4% on preferred merchants; 1.5% on others
Axis Flipkart Credit Card is best for Flipkart and Myntra shoppers. If Flipkart is your go-to shopping platform, this is the best card for you. The 5% cashback combined with lounge access makes it exceptional value at ₹500.
The minimum income requirement for Axis Flipkart Credit Card is ₹3L+ per year. A minimum credit score of 700+ is also recommended.
Yes, Axis Flipkart Credit Card offers 4 visits/year (domestic).
Axis Flipkart Credit Card charges a 3.5% foreign currency markup on international transactions. This is in line with the standard 3.5% charged by most Indian credit cards.
Related guides
Best Shopping Credit Cards →Best Cashback Credit Cards →Best Credit Cards for Amazon and Flipkart →Best Credit Cards for Salaried Employees →Best Credit Cards for Self-Employed →
Card reviews
Axis Bank Select Credit CardHigher spenders (₹6L+ income) who will spend ₹3L+ a year, want international lounge access through Priority Pass with 12 visits, and want a 2% earn rate on everyday retail spendsAxis Bank Privilege Credit CardModerate-to-high spenders in the ₹6-15L income range who will hit the lounge spend gate every quarter and want a simple, uncapped reward rate without chasing accelerated categoriesAU Bank Zenith Credit CardHigher spenders who can comfortably hit the fee-waiver threshold and will use both domestic and international lounge access regularlyYES Bank POP-Club Credit CardFrequent online/e-commerce shoppers willing to actively redeem within the POP Club app's voucher ecosystem, not simply looking for flat, flexible cashback
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Axis Flipkart₹500 + taxes
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