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Comparison · हिन्दी

Kotak League Platinum vs Kotak Mojo Platinum

Both cards compared on real rupee returns for best entry level Kotak credit card India League vs Mojo. We ran the numbers so you can make the right call.

Last updated: August 2026 · Based on current card terms
KOTAK MAHI
LEAGUE PLATINU
ASHOK KUMAR
VS
KOTAK MAHI
MAHINDRA MOJO
ASHOK KUMAR
Our verdict
Kotak Mahindra Mojo Platinum Credit Card wins for most people
Card B wins decisively with ₹697 annual benefit versus Card A's ₹197, delivering 3.5x better value despite higher fees. The higher rewards on your shopping and dining spend more than justify the premium fee structure.
Side-by-side comparison
Kotak League Platinum Credit Card Kotak Mahindra Mojo Platinum Credit Card ✓
Annual benefit ₹197 ₹697
Annual feeThe yearly fee a bank charges for holding the card, often waived if you spend enough in a year.Full definition → ₹499 + taxes (waived on ₹50,000/year spend) ₹1,000 + taxes (waived on ₹1,00,000/year spend)
Reward rateCashback pays you directly in rupees; reward points need converting first, and their real value depends on the redemption ratio.Full definition → 8 reward points per ₹150 on travel, departmental stores, electronics (0.53%); 4 RP per ₹150 on others (0.26%) 7.5 Mojo Points per ₹150 on online retail (1.25%); 5 Mojo Points per ₹150 on offline retail (0.83%); Mojo rewards for OTT and dining
Lounge accessFree entry to airport lounges, usually limited to a set number of visits per quarter or year.Full definition → None 2 domestic visits/quarter (8/year, on ₹35,000/quarter spend)
Forex markupThe extra fee your bank adds on top of the real exchange rate for any spend in a foreign currency.Full definition → 3.5% 3.5%
Best for Entry-level card with milestone movie benefits and broad rewards Online-first shoppers and OTT subscribers wanting rewards on digital and everyday spends
Min. incomeThe minimum income, credit score, and other conditions a bank requires before approving your application.Full definition → ₹25,000/month (salaried) ₹3L+/year
Credit scoreYour 3-digit credit score (300-900), higher scores make approval easier and can unlock better cards.Full definition → 700+ 700+
Apply now ↗ Full review →
Apply now ↗ Full review →
When each card wins
Kotak League Platinum Credit Card
Choose Card A if you spend under ₹50,000 annually and want a no-fee entry-level card with broad merchant coverage. It's ideal for minimal spenders seeking milestone movie vouchers without fee obligations.
Kotak Mahindra Mojo Platinum Credit Card
Choose Card B if you shop primarily online (₹6,000/month fits perfectly) and dine out regularly. Your ₹14,000 monthly spend easily covers the ₹1,00,000 annual waiver threshold while earning superior rewards.
Who should get which card
Get Kotak League Platinum if you…
· Budget-conscious spenders targeting fee waiver quickly
· Prefer broad 0.26-0.53% rewards across all categories
· Value movie ticket benefits and straightforward earning
Get Kotak Mahindra Mojo Platinum if you…
· Online shoppers earning 1.25% on e-commerce purchases
· Dining enthusiasts with bonus reward multipliers
· Monthly spenders exceeding ₹8,300 to justify ₹1,000 fee
Partner offer
Axis Bank Select Credit Card
Higher spenders (₹6L+ income) who will spend ₹3L+ a year, want international lounge access through Priority Pass with 12 visits, and want a 2% earn rate on everyday retail spends
Apply now →
AXIS
ASHOK KUMAR

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Related guides
Kotak Mahindra Mojo Platinum vs HDFC Millennia →Kotak League Platinum vs Axis Bank Neo →Best Dining Credit Cards →Best Travel Credit Cards →Best Shopping Credit Cards →
Frequently asked questions
Based on our analysis, Kotak Mahindra Mojo Platinum Credit Card offers better annual returns for most spend profiles.
Kotak League Platinum Credit Card has an annual fee of ₹499 + taxes (waived on ₹50,000/year spend). Kotak Mahindra Mojo Platinum Credit Card has an annual fee of ₹1,000 + taxes (waived on ₹1,00,000/year spend).
Kotak League Platinum Credit Card offers 8 reward points per ₹150 on travel, departmental stores, electronics (0.53%); 4 RP per ₹150 on others (0.26%). Kotak Mahindra Mojo Platinum Credit Card offers 7.5 Mojo Points per ₹150 on online retail (1.25%); 5 Mojo Points per ₹150 on offline retail (0.83%); Mojo rewards for OTT and dining.
Kotak League Platinum Credit Card lounge access: None. Kotak Mahindra Mojo Platinum Credit Card lounge access: 2 domestic visits/quarter (8/year, on ₹35,000/quarter spend).
Kotak League Platinum Credit Card charges 3.5% forex markup. Kotak Mahindra Mojo Platinum Credit Card charges 3.5% forex markup.